ACUERDO 9.1333.2012 de la Junta Directiva, relativo a la aprobación del Programa de Financiamiento 2013 del Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado

Jueves 20 de julio de 2012

 

Al margen un sello con el Escudo Nacional, que dice: Estados Unidos Mexicanos.- Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado.- Secretaría General.- SG/0661/2012.

ACUERDO 9.1333.2012

Lic. Sergio Hidalgo Monroy Portillo

Director General del Instituto.

Presente.

En sesión extraordinaria celebrada por la Junta Directiva el día de hoy, al tratarse lo relativo al Programa de Financiamiento 2013 del FOVISSSTE, se tomó el siguiente:

ACUERDO 9.1333.2012.- “La Junta Directiva, con fundamento en el artículo 214, fracciones I, XVI, inciso a) y XX de la Ley del ISSSTE, y con base en el Acuerdo 5547.856.2012 de la Comisión Ejecutiva del Fondo de la Vivienda; aprueba el Programa de Financiamiento 2013 del Fondo de la Vivienda, como sigue:

Programa de Financiamiento 2013 del Fondo de la Vivienda

El Programa de Crédito 2013, en su escenario básico, prevé el otorgamiento de 75,000 préstamos y acciones de vivienda, de los cuales 45,000 serán con cargo al esquema de “Crédito Tradicional” (60.0%), 1,500 con cargo al esquema de “Crédito con Subsidio” (2.0%), 2,000 con cargo al esquema de “Crédito a Pensionados” (2.7%), 1,500 con cargo al esquema de “Crédito Conyugal FOVISSSTE-INFONAVIT” (2.0%), 5,000 con cargo al esquema de “Crédito Alia2Plus” (6.6%), 1,500 con cargo al esquema de “Crédito Respalda2” (2.0%) y 18,500 acciones de vivienda se realizarán a través del esquema “Respalda2 – M” (24.7%).

Este programa implica una inversión total estimada de $38,021 millones (Treinta y ocho mil veintiún millones de pesos) de los cuales corresponderán al Fondo $29,677 millones (Veintinueve mil seiscientos setenta y siete millones de pesos) provenientes de las aportaciones de la subcuenta de vivienda del SAR, la recuperación de créditos, productos financieros y emisiones en los mercados de capital por $17,000 millones (Diecisiete mil millones de pesos), todos ellos recursos propios originados con terceros no incluidos en el Presupuesto de Egresos de la Federación y $8,345 millones (Ocho mil trescientos cuarenta y cinco millones) a operaciones en cofinanciamiento con distintas fuentes, como son las SSH y bancos asociados al FOVISSSTE, el INFONAVIT y la Comisión Nacional de Vivienda (CONAVI), esta última en su carácter de administradora del programa de subsidios del Gobierno Federal para vivienda “Esta es tu Casa” (Sujeto a las reglas del Programa “Esta es tu Casa” para el ejercicio 2013).

La determinación del monto máximo de los préstamos que se otorguen derivará de la aplicación de las siguientes tablas:

“CREDITO TRADICIONAL”, “CONYUGAL FOVISSSTE-INFONAVIT”,

“ALIA2Plus” Y “CREDITO CON SUBSIDIO”

Rango en SMMGVDF

Tasa de Interés

TRADICIONAL

CONYUGAL FOVISSSTE-INFONAVIT

ALIA2+

Adquisición, Construcción y Redención de pasivos hipotecarios

Ampliación y Reparación o Mejoramiento

Adquisición

Adquisición y Redención de pasivos hipotecarios

Igual o Mayor a:

Menor a:

Monto Máximo en SMMGVDF

Monto Máximo en SMMGVDF

Monto Máximo en SMMGVDF

Monto Máximo en SMMGVDF

Trabajadores con sueldo básico de hasta 2.6 veces el SMMGVDF

1

1.05

4.0%

70.6768

23.5589

70.6768

18.6405

1.05

1.1

4.0%

74.2106

24.7369

74.2106

19.5725

1.1

1.15

4.0%

77.7444

25.9148

77.7444

20.5045

1.15

1.2

4.0%

81.2783

27.0928

81.2783

21.4366

1.2

1.25

4.0%

84.8121

28.2707

84.8121

22.3686

 

1.25

1.3

4.0%

88.3459

29.4486

88.3459

23.3006

1.3

1.35

4.0%

91.8798

30.6266

91.8798

24.2326

1.35

1.4

4.0%

95.4136

31.8045

95.4136

25.1646

1.4

1.45

4.0%

98.9475

32.9825

98.9475

26.0967

1.45

1.5

4.0%

102.4813

34.1604

102.4813

27.0287

1.5

1.55

4.0%

106.0151

35.3384

106.0151

27.9607

1.55

1.6

4.0%

109.5490

36.5163

109.5490

28.8927

1.6

1.65

4.0%

113.0828

37.6943

113.0828

29.8248

1.65

1.7

4.0%

116.6166

38.8722

116.6166

30.7568

1.7

1.75

4.0%

120.1505

40.0502

120.1505

31.6888

1.75

1.8

4.0%

123.6843

41.2281

123.6843

32.6208

1.8

1.85

4.0%

127.2182

42.4061

127.2182

33.5529

1.85

1.9

4.0%

130.7520

43.5840

130.7520

34.4849

1.9

1.95

4.0%

134.2858

44.7619

134.2858

35.4169

1.95

2

4.0%

137.8197

45.9399

137.8197

36.3489

2

2.05

4.0%

141.3535

47.1178

141.3535

37.2810

2.05

2.1

4.0%

144.8873

48.2958

144.8873

38.2130

2.1

2.15

4.0%

148.4212

49.4737

148.4212

39.1450

2.15

2.2

4.0%

151.9550

50.6517

151.9550

40.0770

2.2

2.25

4.0%

155.4889

51.8296

155.4889

41.0091

2.25

2.3

4.0%

159.0227

53.0076

159.0227

41.9411

2.3

2.35

4.0%

162.5565

54.1855

162.5565

42.8731

2.35

2.4

4.0%

166.0904

55.3635

166.0904

43.8051

2.4

2.45

4.0%

169.6242

56.5414

169.6242

44.7372

2.45

2.5

4.0%

173.1580

57.7193

173.1580

45.4846

2.5

2.55

4.0%

176.6919

58.8973

176.6919

45.4903

2.55

2.6

4.0%

177.2257

59.0752

177.2257

45.6870

Trabajadores con sueldo básico mayor a 2.6 y hasta 5.0 veces el SMMGVDF

2.6

2.65

4.5%

177.2260

59.0753

177.2260

45.8044

2.65

2.7

4.5%

177.5000

59.1667

177.5000

46.6853

2.7

2.75

4.5%

180.5000

60.1667

180.5000

47.5661

2.75

2.8

4.5%

184.0000

61.3333

184.0000

48.4470

2.8

2.85

4.5%

187.0302

62.3434

187.0302

49.3279

2.85

2.9

4.5%

190.3700

63.4567

190.3700

50.2087

2.9

2.95

4.5%

193.7098

64.5699

193.7098

51.0896

2.95

3

4.5%

197.0497

65.6832

197.0497

51.9704

3

3.05

4.5%

200.3895

66.7965

200.3895

52.8513

3.05

3.1

4.5%

203.7293

67.9098

203.7293

53.7321

3.1

3.15

4.5%

207.0691

69.0230

207.0691

54.6130

3.15

3.2

4.5%

210.4090

70.1363

210.4090

55.4938

3.2

3.25

4.5%

213.7488

71.2496

213.7488

56.3747

3.25

3.3

4.5%

217.0886

72.3629

217.0886

56.5171

3.3

3.35

4.5%

218.0000

72.6667

218.0000

56.8441

3.35

3.4

4.5%

218.1000

72.7000

218.1000

56.9864

3.4

3.45

5.0%

218.2000

72.7333

218.2000

57.0652

3.45

3.5

5.0%

218.8000

72.9333

218.8000

57.5297

 

3.5

3.55

5.0%

222.0000

74.0000

222.0000

58.3634

3.55

3.6

5.0%

224.4506

74.8169

224.4506

58.5510

3.6

3.65

5.0%

227.6119

75.8706

227.6119

58.7386

3.65

3.7

5.0%

228.5000

76.1667

228.5000

58.7601

3.7

3.75

5.0%

228.9000

76.3000

228.9000

58.9292

3.75

3.8

5.5%

228.9500

76.3167

228.9500

59.2778

3.8

3.85

5.5%

229.6000

76.5333

229.6000

60.0682

3.85

3.9

5.5%

230.7498

76.9166

230.7498

60.8586

3.9

3.95

5.5%

233.7466

77.9155

233.7466

61.6490

3.95

4

5.5%

236.7433

78.9144

236.7433

61.8855

4

4.05

5.5%

239.7401

79.9134

239.7401

62.3066

4.05

4.1

5.5%

239.8368

79.9456

239.8368

62.5431

4.1

4.15

5.5%

240.1000

80.0333

240.1000

62.5684

4.15

4.2

6.0%

240.1500

80.0500

240.1500

62.6471

4.2

4.25

6.0%

240.5000

80.1667

240.5000

63.0282

4.25

4.3

6.0%

245.6000

81.8667

245.6000

63.7786

4.3

4.35

6.0%

246.1000

82.0333

246.1000

64.5289

4.35

4.4

6.0%

247.5111

82.5037

247.5111

65.2792

4.4

4.45

6.0%

250.3560

83.4520

250.3560

66.0296

4.45

4.5

6.0%

253.2010

84.4003

253.2010

66.7799

4.5

4.55

6.0%

256.0459

85.3486

256.0459

67.5303

4.55

4.6

6.0%

258.8909

86.2970

258.8909

68.2806

4.6

4.65

6.0%

261.7358

87.2453

261.7358

69.0309

4.65

4.7

6.0%

264.5808

88.1936

264.5808

69.7813

4.7

4.75

6.0%

267.4257

89.1419

267.4257

70.5316

4.75

4.8

6.0%

270.2707

90.0902

270.2707

71.2819

4.8

4.85

6.0%

273.1157

91.0386

273.1157

72.0323

4.85

4.9

6.0%

275.9606

91.9869

275.9606

72.7826

4.9

4.95

6.0%

278.8056

92.9352

278.8056

73.5329

4.95

5

6.0%

281.6505

93.8835

281.6505

74.2833

Trabajadores con sueldo básico mayor a 5.0 veces el SMMGVD

5

5.05

6.0%

284.4955

94.8318

284.4955

75.0336

5.05

5.1

6.0%

287.3404

95.7706

287.3404

75.7840

5.1

5.15

6.0%

290.1854

96.7188

290.1854

76.5343

5.15

5.2

6.0%

293.0303

97.6670

293.0303

77.2846

5.2

5.25

6.0%

295.8753

98.6152

295.8753

78.0350

5.25

5.3

6.0%

298.7202

99.5635

298.7202

78.7853

5.3

5.35

6.0%

301.5652

100.5117

301.5652

79.5356

5.35

5.4

6.0%

304.4102

101.4599

304.4102

80.2860

5.4

5.45

6.0%

307.2551

102.4081

307.2551

81.0363

5.45

5.5

6.0%

310.1001

103.3564

310.1001

81.7866

5.5

5.55

6.0%

312.9450

104.3046

312.9450

82.5370

5.55

5.6

6.0%

315.7900

105.2528

315.7900

83.2873

5.6

5.65

6.0%

318.6349

106.2010

318.6349

84.0376

5.65

5.7

6.0%

321.4799

107.1492

321.4799

84.7880

 

5.7

5.75

6.0%

324.3248

108.0975

324.3248

85.5383

5.75

5.8

6.0%

327.1698

109.0457

327.1698

86.2887

5.8

5.85

6.0%

330.0148

109.9939

330.0148

87.0390

5.85

5.9

6.0%

332.8597

110.9421

332.8597

87.7893

5.9

5.95

6.0%

335.7047

111.8904

335.7047

88.5397

5.95

6

6.0%

338.5496

112.8386

338.5496

89.2900

6

6.05

6.0%

341.3946

113.7868

341.3946

90.0403

6.05

6.1

6.0%

344.2395

114.7350

344.2395

90.7907

6.1

6.15

6.0%

347.0845

115.6833

347.0845

91.5410

6.15

6.2

6.0%

349.9294

116.6315

349.9294

92.2913

6.2

6.25

6.0%

352.7744

117.5797

352.7744

93.0417

6.25

6.3

6.0%

355.6193

118.5279

355.6193

93.7920

6.3

6.35

6.0%

358.4643

119.4762

358.4643

94.5424

6.35

6.4

6.0%

361.3093

120.4244

361.3093

95.2927

6.4

6.45

6.0%

364.1542

121.3726

364.1542

96.0430

6.45

6.5

6.0%

366.9992

122.3208

366.9992

96.7934

6.5

6.55

6.0%

369.8441

123.2690

369.8441

97.5437

6.55

6.6

6.0%

372.6891

124.2173

372.6891

98.2940

6.6

6.65

6.0%

375.5340

125.1655

375.5340

99.0444

6.65

6.7

6.0%

378.3790

126.1137

378.3790

99.7947

6.7

6.75

6.0%

381.2239

127.0619

381.2239

100.5450

6.75

6.8

6.0%

384.0689

128.0102

384.0689

101.2954

6.8

6.85

6.0%

386.9138

128.9584

386.9138

102.0457

6.85

6.9

6.0%

389.7588

129.9066

389.7588

102.7961

6.9

6.95

6.0%

392.6038

130.8548

392.6038

103.5464

6.95

7

6.0%

395.4487

131.8031

395.4487

104.2967

7

7.05

6.0%

396.0000

131.9868

396.0000

105.0471

7.05

7.1

6.0%

396.5000

132.1535

396.5000

105.7974

7.1

7.15

6.0%

396.6000

132.1868

396.6000

106.5477

7.15

7.2

6.0%

397.0000

132.3201

397.0000

107.2981

7.2

7.25

6.0%

397.6789

132.5464

397.6789

108.0484

7.25

7.3

6.0%

400.4406

133.4669

400.4406

108.7987

7.3

7.35

6.0%

403.2023

134.3873

403.2023

109.5491

7.35

7.4

6.0%

405.9639

135.3078

405.9639

110.2994

7.4

7.45

6.0%

408.7256

136.2282

408.7256

111.0498

7.45

7.5

6.0%

411.4872

137.1487

411.4872

111.8001

7.5

7.55

6.0%

414.2489

138.0692

414.2489

112.5504

7.55

7.6

6.0%

417.0106

138.9896

417.0106

113.3008

7.6

7.65

6.0%

419.7722

139.9101

419.7722

114.0511

7.65

7.7

6.0%

422.5339

140.8305

422.5339

114.8014

7.7

7.75

6.0%

425.2955

141.7510

425.2955

115.5518

7.75

7.8

6.0%

428.0572

142.6715

428.0572

116.3021

7.8

7.85

6.0%

430.8189

143.5919

430.8189

117.0524

7.85

7.9

6.0%

433.5805

144.5124

433.5805

117.8028

 

7.9

7.95

6.0%

436.3422

145.4328

436.3422

118.5531

7.95

8

6.0%

439.1038

146.3533

439.1038

119.3034

8

8.05

6.0%

441.8655

147.2738

441.8655

120.0538

8.05

8.1

6.0%

441.8655

147.2738

441.8655

120.0538

8.1

8.15

6.0%

441.8655

147.2738

441.8655

120.0538

8.15

8.2

6.0%

441.8655

147.2738

441.8655

120.0538

8.2

8.25

6.0%

441.8655

147.2738

441.8655

120.0538

8.25

8.3

6.0%

441.8655

147.2738

441.8655

120.0538

8.3

8.35

6.0%

441.8655

147.2738

441.8655

120.0538

8.35

8.4

6.0%

441.8655

147.2738

441.8655

120.0538

8.4

8.45

6.0%

441.8655

147.2738

441.8655

120.0538

8.45

8.5

6.0%

441.8655

147.2738

441.8655

120.0538

8.5

8.55

6.0%

441.8655

147.2738

441.8655

120.0538

8.55

8.6

6.0%

441.8655

147.2738

441.8655

120.0538

8.6

8.65

6.0%

441.8655

147.2738

441.8655

120.0538

8.65

8.7

6.0%

441.8655

147.2738

441.8655

120.0538

8.7

8.75

6.0%

441.8655

147.2738

441.8655

120.0538

8.75

8.8

6.0%

441.8655

147.2738

441.8655

120.0538

8.8

8.85

6.0%

441.8655

147.2738

441.8655

120.0538

8.85

8.9

6.0%

441.8655

147.2738

441.8655

120.0538

8.9

8.95

6.0%

441.8655

147.2738

441.8655

120.0538

8.95

9

6.0%

441.8655

147.2738

441.8655

120.0538

9

9.05

6.0%

441.8655

147.2738

441.8655

120.0538

9.05

9.1

6.0%

441.8655

147.2738

441.8655

120.0538

9.1

9.15

6.0%

441.8655

147.2738

441.8655

120.0538

9.15

9.2

6.0%

441.8655

147.2738

441.8655

120.0538

9.2

9.25

6.0%

441.8655

147.2738

441.8655

120.0538

9.25

9.3

6.0%

441.8655

147.2738

441.8655

120.0538

9.3

9.35

6.0%

441.8655

147.2738

441.8655

120.0538

9.35

9.4

6.0%

441.8655

147.2738

441.8655

120.0538

9.4

9.45

6.0%

441.8655

147.2738

441.8655

120.0538

9.45

9.5

6.0%

441.8655

147.2738

441.8655

120.0538

9.5

9.55

6.0%

441.8655

147.2738

441.8655

120.0538

9.55

9.6

6.0%

441.8655

147.2738

441.8655

120.0538

9.6

9.65

6.0%

441.8655

147.2738

441.8655

120.0538

9.65

9.7

6.0%

441.8655

147.2738

441.8655

120.0538

9.7

9.75

6.0%

441.8655

147.2738

441.8655

120.0538

9.75

9.8

6.0%

441.8655

147.2738

441.8655

120.0538

9.8

9.85

6.0%

441.8655

147.2738

441.8655

120.0538

9.85

9.9

6.0%

441.8655

147.2738

441.8655

120.0538

9.9

9.95

6.0%

441.8655

147.2738

441.8655

120.0538

9.95

10

6.0%

441.8655

147.2738

441.8655

120.0538

 

CREDITO “PENSIONA2”

Las disponibilidades financieras destinadas a este tipo de crédito que se aplicarán a la adquisición individual de vivienda nueva o usada, sin necesidad de participar en un sorteo aleatorio de adjudicación, se sujetarán en lo general, a lo siguiente:

·        Su originación se ajustará a las prescripciones de las Reglas para el Otorgamiento de Créditos del Fondo de la Vivienda del ISSSTE vigentes.

·        En virtud de su calidad laboral, el pensionado presentará la documentación necesaria que acredite este estatus.

·        En el caso en que el pensionado tuviera saldo en su Subcuenta Individual del Fondo de la Vivienda del SAR, éste se aplicará complementariamente al monto del crédito que obtenga, con base en lo establecido en las tablas de montos máximos de crédito correspondientes. Una vez formalizado y pagado el crédito, el saldo en su Subcuenta individual del Fondo de la Vivienda del SAR, se aplicará a la amortización del crédito otorgado.

·        El plazo para la amortización de los créditos otorgados a pensionados no será mayor a veinte años o 240 meses de pagos efectivos, y los descuentos por concepto de obligación de pago serán equivalentes a 20% de la pensión mensual, los cuales se deberán cubrir mensualmente hasta la liquidación del crédito, quedando la obligación de pago de la primera amortización sujeta al descuento que se le realice en su pensión.

·        Ante cualquier omisión del Instituto de aplicar los descuentos, será obligación del pensionado dar aviso de manera inmediata al Instituto sobre tal falta, a efecto de que proceda a realizar la retención correspondiente. En este supuesto, el pensionado quedará libre de cualquier obligación de resarcir los gastos financieros en que se haya incurrido por dicha omisión.

·        Cuando el pensionado vuelva a prestar sus servicios en cualquier dependencia o entidad incorporada al régimen de seguridad social que establece la Ley, el Instituto a través del FOVISSSTE, ordenará se le apliquen los descuentos por nómina correspondientes para el pago del crédito. Para estos efectos, el Acreditado deberá avisar al FOVISSSTE sobre su reincorporación al servicio activo, dentro de los 30 días naturales siguientes a que esto ocurra y se le aplicará el descuento de 30% del sueldo básico que reciba.

La determinación del monto máximo de los préstamos que se otorguen a pensionados derivará de la aplicación de la siguiente tabla:

Rango en SMMGVDF

 

 

PENSIONA2 Adquisición

Edad Pensionado:

 

 

 

47

48

49

50

51

52

Igual

o

Mayor

Menor

Tasa de Interés

% Subcta. Vivienda aplicable para cálculo de monto crédito

Monto Máximo en SMMGVDF

1

1.1

4.0%

100.0%

31.2746

31.2746

31.2746

31.2746

31.2746

31.2746

1.1

1.2

4.0%

100.0%

34.1102

34.1102

34.1102

34.1102

34.1102

34.1102

1.2

1.3

4.0%

100.0%

36.9458

36.9458

36.9458

36.9458

36.9458

36.9458

1.3

1.4

4.0%

100.0%

39.7813

39.7813

39.7813

39.7813

39.7813

39.7813

1.4

1.5

4.0%

100.0%

42.6169

42.6169

42.6169

42.6169

42.6169

42.6169

1.5

1.6

4.0%

100.0%

45.4525

45.4525

45.4525

45.4525

45.4525

45.4525

1.6

1.7

4.0%

100.0%

48.2880

48.2880

48.2880

48.2880

48.2880

48.2880

1.7

1.8

4.0%

100.0%

51.1236

51.1236

51.1236

51.1236

51.1236

51.1236

1.8

1.9

4.0%

100.0%

53.9592

53.9592

53.9592

53.9592

53.9592

53.9592

1.9

2

4.0%

100.0%

56.7947

56.7947

56.7947

56.7947

56.7947

56.7947

2

2.1

4.0%

100.0%

59.6303

59.6303

59.6303

59.6303

59.6303

59.6303

2.1

2.2

4.0%

100.0%

62.4659

62.4659

62.4659

62.4659

62.4659

62.4659

 

2.2

2.3

4.0%

100.0%

65.3014

65.3014

65.3014

65.3014

65.3014

65.3014

2.3

2.4

4.0%

100.0%

68.1370

68.1370

68.1370

68.1370

68.1370

68.1370

2.4

2.5

4.0%

100.0%

70.9726

70.9726

70.9726

70.9726

70.9726

70.9726

2.5

2.6

5.0%

100.0%

73.8081

73.8081

73.8081

73.8081

73.8081

73.8081

2.6

2.7

5.0%

100.0%

76.2475

76.2475

76.2475

76.2475

76.2475

76.2475

2.7

2.8

5.0%

100.0%

78.6870

78.6870

78.6870

78.6870

78.6870

78.6870

2.8

2.9

5.0%

100.0%

81.1264

81.1264

81.1264

81.1264

81.1264

81.1264

2.9

3

5.0%

100.0%

83.5658

83.5658

83.5658

83.5658

83.5658

83.5658

3

3.1

5.0%

100.0%

86.0052

86.0052

86.0052

86.0052

86.0052

86.0052

3.1

3.2

5.0%

100.0%

88.4447

88.4447

88.4447

88.4447

88.4447

88.4447

3.2

3.3

5.0%

100.0%

90.8841

90.8841

90.8841

90.8841

90.8841

90.8841

3.3

3.4

5.0%

100.0%

93.3235

93.3235

93.3235

93.3235

93.3235

93.3235

3.4

3.5

5.0%

100.0%

95.7629

95.7629

95.7629

95.7629

95.7629

95.7629

3.5

3.6

6.0%

100.0%

98.2023

98.2023

98.2023

98.2023

98.2023

98.2023

3.6

3.7

6.0%

100.0%

100.8294

100.8294

100.8294

100.8294

100.8294

100.8294

3.7

3.8

6.0%

100.0%

103.4565

103.4565

103.4565

103.4565

103.4565

103.4565

3.8

3.9

6.0%

100.0%

106.0835

106.0835

106.0835

106.0835

106.0835

106.0835

3.9

4

6.0%

100.0%

108.7106

108.7106

108.7106

108.7106

108.7106

108.7106

4

4.1

6.0%

100.0%

111.3377

111.3377

111.3377

111.3377

111.3377

111.3377

4.1

4.2

6.0%

100.0%

114.0898

114.0898

114.0898

114.0898

114.0898

114.0898

4.2

4.3

6.0%

100.0%

116.8420

116.8420

116.8420

116.8420

116.8420

116.8420

4.3

4.4

6.0%

100.0%

119.5942

119.5942

119.5942

119.5942

119.5942

119.5942

4.4

4.5

6.0%

100.0%

122.3463

122.3463

122.3463

122.3463

122.3463

122.3463

4.5

4.6

6.0%

100.0%

125.0985

125.0985

125.0985

125.0985

125.0985

125.0985

4.6

4.7

6.0%

100.0%

127.8507

127.8507

127.8507

127.8507

127.8507

127.8507

4.7

4.8

6.0%

100.0%

130.6028

130.6028

130.6028

130.6028

130.6028

130.6028

4.8

4.9

6.0%

100.0%

133.3550

133.3550

133.3550

133.3550

133.3550

133.3550

4.9

5

6.0%

100.0%

136.1072

136.1072

136.1072

136.1072

136.1072

136.1072

5

5.1

6.0%

100.0%

138.8594

138.8594

138.8594

138.8594

138.8594

138.8594

5.1

5.2

6.0%

100.0%

141.5490

141.5490

141.5490

141.5490

141.5490

141.5490

5.2

5.3

6.0%

100.0%

144.2386

144.2386

144.2386

144.2386

144.2386

144.2386

5.3

5.4

6.0%

100.0%

146.9282

146.9282

146.9282

146.9282

146.9282

146.9282

5.4

5.5

6.0%

100.0%

149.6178

149.6178

149.6178

149.6178

149.6178

149.6178

5.5

5.6

6.0%

100.0%

152.3074

152.3074

152.3074

152.3074

152.3074

152.3074

5.6

5.7

6.0%

100.0%

154.9971

154.9971

154.9971

154.9971

154.9971

154.9971

5.7

5.8

6.0%

100.0%

157.6867

157.6867

157.6867

157.6867

157.6867

157.6867

5.8

5.9

6.0%

100.0%

160.3763

160.3763

160.3763

160.3763

160.3763

160.3763

5.9

6

6.0%

100.0%

163.0659

163.0659

163.0659

163.0659

163.0659

163.0659

6

6.1

6.0%

100.0%

165.7555

165.7555

165.7555

165.7555

165.7555

165.7555

6.1

6.2

6.0%

100.0%

168.4452

168.4452

168.4452

168.4452

168.4452

168.4452

6.2

6.3

6.0%

100.0%

171.1348

171.1348

171.1348

171.1348

171.1348

171.1348

6.3

6.4

6.0%

100.0%

173.8244

173.8244

173.8244

173.8244

173.8244

173.8244

 

6.4

6.5

6.0%

100.0%

176.5140

176.5140

176.5140

176.5140

176.5140

176.5140

6.5

6.6

6.0%

100.0%

179.2036

179.2036

179.2036

179.2036

179.2036

179.2036

6.6

6.7

6.0%

100.0%

181.8932

181.8932

181.8932

181.8932

181.8932

181.8932

6.7

6.8

6.0%

100.0%

184.5829

184.5829

184.5829

184.5829

184.5829

184.5829

6.8

6.9

6.0%

100.0%

187.2725

187.2725

187.2725

187.2725

187.2725

187.2725

6.9

7

6.0%

100.0%

189.9621

189.9621

189.9621

189.9621

189.9621

189.9621

7

7.1

6.0%

100.0%

192.6517

192.6517

192.6517

192.6517

192.6517

192.6517

7.1

7.2

6.0%

100.0%

195.2788

195.2788

195.2788

195.2788

195.2788

195.2788

7.2

7.3

6.0%

100.0%

197.9059

197.9059

197.9059

197.9059

197.9059

197.9059

7.3

7.4

6.0%

100.0%

200.5329

200.5329

200.5329

200.5329

200.5329

200.5329

7.4

7.5

6.0%

100.0%

203.1600

203.1600

203.1600

203.1600

203.1600

203.1600

7.5

7.6

6.0%

100.0%

205.7871

205.7871

205.7871

205.7871

205.7871

205.7871

7.6

7.7

6.0%

100.0%

208.4141

208.4141

208.4141

208.4141

208.4141

208.4141

7.7

7.8

6.0%

100.0%

211.0412

211.0412

211.0412

211.0412

211.0412

211.0412

7.8

7.9

6.0%

100.0%

213.6683

213.6683

213.6683

213.6683

213.6683

213.6683

7.9

8

6.0%

100.0%

216.2953

216.2953

216.2953

216.2953

216.2953

216.2953

8

más de 8

6.0%

100.0%

218.9224

218.9224

218.9224

218.9224

218.9224

218.9224

 

Rango en SMMGVDF

 

 

PENSIONA2 Adquisición

Edad Pensionado:

 

 

 

53

54

55

56

57

58

Igual

o

Mayor

Menor

Tasa de Interés

%

Subcta. Vivienda aplicable para cálculo de monto crédito

Monto Máximo en SMMGVDF

1

1.1

4.0%

100.0%

31.2746

31.2746

31.2746

31.2746

31.2746

31.2746

1.1

1.2

4.0%

100.0%

34.1102

34.1102

34.1102

34.1102

34.1102

34.1102

1.2

1.3

4.0%

100.0%

36.9458

36.9458

36.9458

36.9458

36.9458

36.9458

1.3

1.4

4.0%

100.0%

39.7813

39.7813

39.7813

39.7813

39.7813

39.7813

1.4

1.5

4.0%

100.0%

42.6169

42.6169

42.6169

42.6169

42.6169

42.6169

1.5

1.6

4.0%

100.0%

45.4525

45.4525

45.4525

45.4525

45.4525

45.4525

1.6

1.7

4.0%

100.0%

48.2880

48.2880

48.2880

48.2880

48.2880

48.2880

1.7

1.8

4.0%

100.0%

51.1236

51.1236

51.1236

51.1236

51.1236

51.1236

1.8

1.9

4.0%

100.0%

53.9592

53.9592

53.9592

53.9592

53.9592

53.9592

1.9

2

4.0%

100.0%

56.7947

56.7947

56.7947

56.7947

56.7947

56.7947

2

2.1

4.0%

100.0%

59.6303

59.6303

59.6303

59.6303

59.6303

59.6303

2.1

2.2

4.0%

100.0%

62.4659

62.4659

62.4659

62.4659

62.4659

62.4659

2.2

2.3

4.0%

100.0%

65.3014

65.3014

65.3014

65.3014

65.3014

65.3014

2.3

2.4

4.0%

100.0%

68.1370

68.1370

68.1370

68.1370

68.1370

68.1370

2.4

2.5

4.0%

100.0%

70.9726

70.9726

70.9726

70.9726

70.9726

70.9726

 

2.5

2.6

5.0%

100.0%

73.8081

73.8081

73.8081

73.8081

73.8081

73.8081

2.6

2.7

5.0%

100.0%

76.2475

76.2475

76.2475

76.2475

76.2475

76.2475

2.7

2.8

5.0%

100.0%

78.6870

78.6870

78.6870

78.6870

78.6870

78.6870

2.8

2.9

5.0%

100.0%

81.1264

81.1264

81.1264

81.1264

81.1264

81.1264

2.9

3

5.0%

100.0%

83.5658

83.5658

83.5658

83.5658

83.5658

83.5658

3

3.1

5.0%

100.0%

86.0052

86.0052

86.0052

86.0052

86.0052

86.0052

3.1

3.2

5.0%

100.0%

88.4447

88.4447

88.4447

88.4447

88.4447

88.4447

3.2

3.3

5.0%

100.0%

90.8841

90.8841

90.8841

90.8841

90.8841

90.8841

3.3

3.4

5.0%

100.0%

93.3235

93.3235

93.3235

93.3235

93.3235

93.3235

3.4

3.5

5.0%

100.0%

95.7629

95.7629

95.7629

95.7629

95.7629

95.7629

3.5

3.6

6.0%

100.0%

98.2023

98.2023

98.2023

98.2023

98.2023

98.2023

3.6

3.7

6.0%

100.0%

100.8294

100.8294

100.8294

100.8294

100.8294

100.8294

3.7

3.8

6.0%

100.0%

103.4565

103.4565

103.4565

103.4565

103.4565

103.4565

3.8

3.9

6.0%

100.0%

106.0835

106.0835

106.0835

106.0835

106.0835

106.0835

3.9

4

6.0%

100.0%

108.7106

108.7106

108.7106

108.7106

108.7106

108.7106

4

4.1

6.0%

100.0%

111.3377

111.3377

111.3377

111.3377

111.3377

111.3377

4.1

4.2

6.0%

100.0%

114.0898

114.0898

114.0898

114.0898

114.0898

114.0898

4.2

4.3

6.0%

100.0%

116.8420

116.8420

116.8420

116.8420

116.8420

116.8420

4.3

4.4

6.0%

100.0%

119.5942

119.5942

119.5942

119.5942

119.5942

119.5942

4.4

4.5

6.0%

100.0%

122.3463

122.3463

122.3463

122.3463

122.3463

122.3463

4.5

4.6

6.0%

100.0%

125.0985

125.0985

125.0985

125.0985

125.0985

125.0985

4.6

4.7

6.0%

100.0%

127.8507

127.8507

127.8507

127.8507

127.8507

127.8507

4.7

4.8

6.0%

100.0%

130.6028

130.6028

130.6028

130.6028

130.6028

130.6028

4.8

4.9

6.0%

100.0%

133.3550

133.3550

133.3550

133.3550

133.3550

133.3550

4.9

5

6.0%

100.0%

136.1072

136.1072

136.1072

136.1072

136.1072

136.1072

5

5.1

6.0%

100.0%

138.8594

138.8594

138.8594

138.8594

138.8594

138.8594

5.1

5.2

6.0%

100.0%

141.5490

141.5490

141.5490

141.5490

141.5490

141.5490

5.2

5.3

6.0%

100.0%

144.2386

144.2386

144.2386

144.2386

144.2386

144.2386

5.3

5.4

6.0%

100.0%

146.9282

146.9282

146.9282

146.9282

146.9282

146.9282

5.4

5.5

6.0%

100.0%

149.6178

149.6178

149.6178

149.6178

149.6178

149.6178

5.5

5.6

6.0%

100.0%

152.3074

152.3074

152.3074

152.3074

152.3074

152.3074

5.6

5.7

6.0%

100.0%

154.9971

154.9971

154.9971

154.9971

154.9971

154.9971

5.7

5.8

6.0%

100.0%

157.6867

157.6867

157.6867

157.6867

157.6867

157.6867

5.8

5.9

6.0%

100.0%

160.3763

160.3763

160.3763

160.3763

160.3763

160.3763

5.9

6

6.0%

100.0%

163.0659

163.0659

163.0659

163.0659

163.0659

163.0659

6

6.1

6.0%

100.0%

165.7555

165.7555

165.7555

165.7555

165.7555

165.7555

6.1

6.2

6.0%

100.0%

168.4452

168.4452

168.4452

168.4452

168.4452

168.4452

6.2

6.3

6.0%

100.0%

171.1348

171.1348

171.1348

171.1348

171.1348

171.1348

6.3

6.4

6.0%

100.0%

173.8244

173.8244

173.8244

173.8244

173.8244

173.8244

6.4

6.5

6.0%

100.0%

176.5140

176.5140

176.5140

176.5140

176.5140

176.5140

 

6.5

6.6

6.0%

100.0%

179.2036

179.2036

179.2036

179.2036

179.2036

179.2036

6.6

6.7

6.0%

100.0%

181.8932

181.8932

181.8932

181.8932

181.8932

181.8932

6.7

6.8

6.0%

100.0%

184.5829

184.5829

184.5829

184.5829

184.5829

184.5829

6.8

6.9

6.0%

100.0%

187.2725

187.2725

187.2725

187.2725

187.2725

187.2725

6.9

7

6.0%

100.0%

189.9621

189.9621

189.9621

189.9621

189.9621

189.9621

7

7.1

6.0%

100.0%

192.6517

192.6517

192.6517

192.6517

192.6517

192.6517

7.1

7.2

6.0%

100.0%

195.2788

195.2788

195.2788

195.2788

195.2788

195.2788

7.2

7.3

6.0%

100.0%

197.9059

197.9059

197.9059

197.9059

197.9059

197.9059

7.3

7.4

6.0%

100.0%

200.5329

200.5329

200.5329

200.5329

200.5329

200.5329

7.4

7.5

6.0%

100.0%

203.1600

203.1600

203.1600

203.1600

203.1600

203.1600

7.5

7.6

6.0%

100.0%

205.7871

205.7871

205.7871

205.7871

205.7871

205.7871

7.6

7.7

6.0%

100.0%

208.4141

208.4141

208.4141

208.4141

208.4141

208.4141

7.7

7.8

6.0%

100.0%

211.0412

211.0412

211.0412

211.0412

211.0412

211.0412

7.8

7.9

6.0%

100.0%

213.6683

213.6683

213.6683

213.6683

213.6683

213.6683

7.9

8

6.0%

100.0%

216.2953

216.2953

216.2953

216.2953

216.2953

216.2953

8

más de 8

6.0%

100.0%

218.9224

218.9224

218.9224

218.9224

218.9224

218.9224

 

Rango en SMMGVDF

 

 

PENSIONA2 Adquisición

Edad Pensionado:

 

 

 

59

60

61

62

63

64

Igual

o

Mayor

Menor

Tasa de Interés

%

Subcta. Vivienda aplicable para cálculo de monto crédito

Monto Máximo en SMMGVDF

1

1.1

4.0%

100.0%

31.2746

31.2746

31.2746

31.2746

31.2746

31.2746

1.1

1.2

4.0%

100.0%

34.1102

34.1102

34.1102

34.1102

34.1102

34.1102

1.2

1.3

4.0%

100.0%

36.9458

36.9458

36.9458

36.9458

36.9458

36.9458

1.3

1.4

4.0%

100.0%

39.7813

39.7813

39.7813

39.7813

39.7813

39.7813

1.4

1.5

4.0%

100.0%

42.6169

42.6169

42.6169

42.6169

42.6169

42.6169

1.5

1.6

4.0%

100.0%

45.4525

45.4525

45.4525

45.4525

45.4525

45.4525

1.6

1.7

4.0%

100.0%

48.2880

48.2880

48.2880

48.2880

48.2880

48.2880

1.7

1.8

4.0%

100.0%

51.1236

51.1236

51.1236

51.1236

51.1236

51.1236

1.8

1.9

4.0%

100.0%

53.9592

53.9592

53.9592

53.9592

53.9592

53.9592

1.9

2

4.0%

100.0%

56.7947

56.7947

56.7947

56.7947

56.7947

56.7947

2

2.1

4.0%

100.0%

59.6303

59.6303

59.6303

59.6303

59.6303

59.6303

2.1

2.2

4.0%

100.0%

62.4659

62.4659

62.4659

62.4659

62.4659

62.4659

2.2

2.3

4.0%

100.0%

65.3014

65.3014

65.3014

65.3014

65.3014

65.3014

2.3

2.4

4.0%

100.0%

68.1370

68.1370

68.1370

68.1370

68.1370

68.1370

2.4

2.5

4.0%

100.0%

70.9726

70.9726

70.9726

70.9726

70.9726

70.9726

2.5

2.6

5.0%

100.0%

73.8081

73.8081

73.8081

73.8081

73.8081

73.8081

 

2.6

2.7

5.0%

100.0%

76.2475

76.2475

76.2475

76.2475

76.2475

76.2475

2.7

2.8

5.0%

100.0%

78.6870

78.6870

78.6870

78.6870

78.6870

78.6870

2.8

2.9

5.0%

100.0%

81.1264

81.1264

81.1264

81.1264

81.1264

81.1264

2.9

3

5.0%

100.0%

83.5658

83.5658

83.5658

83.5658

83.5658

83.5658

3

3.1

5.0%

100.0%

86.0052

86.0052

86.0052

86.0052

86.0052

86.0052

3.1

3.2

5.0%

100.0%

88.4447

88.4447

88.4447

88.4447

88.4447

88.4447

3.2

3.3

5.0%

100.0%

90.8841

90.8841

90.8841

90.8841

90.8841

90.8841

3.3

3.4

5.0%

100.0%

93.3235

93.3235

93.3235

93.3235

93.3235

93.3235

3.4

3.5

5.0%

100.0%

95.7629

95.7629

95.7629

95.7629

95.7629

95.7629

3.5

3.6

6.0%

100.0%

98.2023

98.2023

98.2023

98.2023

98.2023

98.2023

3.6

3.7

6.0%

100.0%

100.8294

100.8294

100.8294

100.8294

100.8294

100.8294

3.7

3.8

6.0%

100.0%

103.4565

103.4565

103.4565

103.4565

103.4565

103.4565

3.8

3.9

6.0%

100.0%

106.0835

106.0835

106.0835

106.0835

106.0835

106.0835

3.9

4

6.0%

100.0%

108.7106

108.7106

108.7106

108.7106

108.7106

108.7106

4

4.1

6.0%

100.0%

111.3377

111.3377

111.3377

111.3377

111.3377

111.3377

4.1

4.2

6.0%

100.0%

114.0898

114.0898

114.0898

114.0898

114.0898

114.0898

4.2

4.3

6.0%

100.0%

116.8420

116.8420

116.8420

116.8420

116.8420

116.8420

4.3

4.4

6.0%

100.0%

119.5942

119.5942

119.5942

119.5942

119.5942

119.5942

4.4

4.5

6.0%

100.0%

122.3463

122.3463

122.3463

122.3463

122.3463

122.3463

4.5

4.6

6.0%

100.0%

125.0985

125.0985

125.0985

125.0985

125.0985

125.0985

4.6

4.7

6.0%

100.0%

127.8507

127.8507

127.8507

127.8507

127.8507

127.8507

4.7

4.8

6.0%

100.0%

130.6028

130.6028

130.6028

130.6028

130.6028

130.6028

4.8

4.9

6.0%

100.0%

133.3550

133.3550

133.3550

133.3550

133.3550

133.3550

4.9

5

6.0%

100.0%

136.1072

136.1072

136.1072

136.1072

136.1072

136.1072

5

5.1

6.0%

100.0%

138.8594

138.8594

138.8594

138.8594

138.8594

138.8594

5.1

5.2

6.0%

100.0%

141.5490

141.5490

141.5490

141.5490

141.5490

141.5490

5.2

5.3

6.0%

100.0%

144.2386

144.2386

144.2386

144.2386

144.2386

144.2386

5.3

5.4

6.0%

100.0%

146.9282

146.9282

146.9282

146.9282

146.9282

146.9282

5.4

5.5

6.0%

100.0%

149.6178

149.6178

149.6178

149.6178

149.6178

149.6178

5.5

5.6

6.0%

100.0%

152.3074

152.3074

152.3074

152.3074

152.3074

152.3074

5.6

5.7

6.0%

100.0%

154.9971

154.9971

154.9971

154.9971

154.9971

154.9971

5.7

5.8

6.0%

100.0%

157.6867

157.6867

157.6867

157.6867

157.6867

157.6867

5.8

5.9

6.0%

100.0%

160.3763

160.3763

160.3763

160.3763

160.3763

160.3763

5.9

6

6.0%

100.0%

163.0659

163.0659

163.0659

163.0659

163.0659

163.0659

6

6.1

6.0%

100.0%

165.7555

165.7555

165.7555

165.7555

165.7555

165.7555

6.1

6.2

6.0%

100.0%

168.4452

168.4452

168.4452

168.4452

168.4452

168.4452

6.2

6.3

6.0%

100.0%

171.1348

171.1348

171.1348

171.1348

171.1348

171.1348

6.3

6.4

6.0%

100.0%

173.8244

173.8244

173.8244

173.8244

173.8244

173.8244

6.4

6.5

6.0%

100.0%

176.5140

176.5140

176.5140

176.5140

176.5140

176.5140

6.5

6.6

6.0%

100.0%

179.2036

179.2036

179.2036

179.2036

179.2036

179.2036

6.6

6.7

6.0%

100.0%

181.8932

181.8932

181.8932

181.8932

181.8932

181.8932

6.7

6.8

6.0%

100.0%

184.5829

184.5829

184.5829

184.5829

184.5829

184.5829

6.8

6.9

6.0%

100.0%

187.2725

187.2725

187.2725

187.2725

187.2725

187.2725

 

6.9

7

6.0%

100.0%

189.9621

189.9621

189.9621

189.9621

189.9621

189.9621

7

7.1

6.0%

100.0%

192.6517

192.6517

192.6517

192.6517

192.6517

192.6517

7.1

7.2

6.0%

100.0%

195.2788

195.2788

195.2788

195.2788

195.2788

195.2788

7.2

7.3

6.0%

100.0%

197.9059

197.9059

197.9059

197.9059

197.9059

197.9059

7.3

7.4

6.0%

100.0%

200.5329

200.5329

200.5329

200.5329

200.5329

200.5329

7.4

7.5

6.0%

100.0%

203.1600

203.1600

203.1600

203.1600

203.1600

203.1600

7.5

7.6

6.0%

100.0%

205.7871

205.7871

205.7871

205.7871

205.7871

205.7871

7.6

7.7

6.0%

100.0%

208.4141

208.4141

208.4141

208.4141

208.4141

208.4141

7.7

7.8

6.0%

100.0%

211.0412

211.0412

211.0412

211.0412

211.0412

211.0412

7.8

7.9

6.0%

100.0%

213.6683

213.6683

213.6683

213.6683

213.6683

213.6683

7.9

8

6.0%

100.0%

216.2953

216.2953

216.2953

216.2953

216.2953

216.2953

8

más de 8

6.0%

100.0%

218.9224

218.9224

218.9224

218.9224

218.9224

218.9224

 

Rango en SMMGVDF

 

 

PENSIONA2 Adquisición

Edad Pensionado:

 

 

 

65

66

67

68

69

Igual

o

Mayor

Menor

Tasa de Interés

%

Subcta. Vivienda aplicable para cálculo de monto crédito

Monto Máximo en SMMGVDF

1

1.1

4.0%

100.0%

27.8970

27.5217

26.1456

24.7070

23.3309

1.1

1.2

4.0%

100.0%

30.2738

28.8352

27.3340

25.8954

24.3942

1.2

1.3

4.0%

100.0%

32.6507

31.0870

29.5232

27.8970

26.3332

1.3

1.4

4.0%

100.0%

35.0276

33.3388

31.6499

29.9611

28.2723

1.4

1.5

4.0%

100.0%

37.4045

35.5905

33.7766

31.9627

30.1487

1.5

1.6

4.0%

100.0%

39.7813

37.8423

35.9033

34.0268

32.0878

1.6

1.7

4.0%

100.0%

42.1582

40.0941

38.0299

36.0284

33.9642

1.7

1.8

4.0%

100.0%

44.5351

42.4084

40.2192

38.0925

35.9033

1.8

1.9

4.0%

100.0%

46.9119

44.6602

42.4084

40.1566

37.8423

1.9

2

4.0%

100.0%

49.2888

46.9119

44.5351

42.1582

39.7813

2

2.1

4.0%

100.0%

51.6657

49.1637

46.6617

44.1598

41.6578

2.1

2.2

4.0%

100.0%

54.0426

51.4155

48.8510

46.2239

43.6594

2.2

2.3

4.0%

100.0%

56.4194

53.6673

50.9776

48.2255

45.5359

2.3

2.4

4.0%

100.0%

58.7963

55.9190

53.1043

50.2896

47.4123

2.4

2.5

4.0%

100.0%

61.1732

58.1708

55.2310

52.2912

49.3514

2.5

2.6

5.0%

100.0%

63.5500

60.4851

57.4202

54.3553

51.2904

2.6

2.7

5.0%

100.0%

65.9895

62.7995

59.6094

56.4194

53.2294

2.7

2.8

5.0%

100.0%

68.4289

65.1138

61.7987

58.4836

55.2310

2.8

2.9

5.0%

100.0%

70.8683

67.4281

63.9879

60.6102

57.1700

2.9

3

5.0%

100.0%

73.3077

69.7424

66.2397

62.6744

59.1716

3

3.1

5.0%

100.0%

75.7472

72.0567

68.3663

64.7385

61.0481

3.1

3.2

5.0%

100.0%

78.1866

74.3711

70.6181

66.8652

63.1122

3.2

3.3

5.0%

100.0%

80.6260

76.6854

72.7448

68.8667

64.9887

3.3

3.4

5.0%

100.0%

83.0654

79.0623

75.0591

71.0560

67.0528

3.4

3.5

5.0%

100.0%

85.5048

81.3766

77.2483

73.1201

69.0544

 

3.5

3.6

6.0%

100.0%

87.9443

83.6909

79.4376

75.1842

70.9934

3.6

3.7

6.0%

100.0%

90.3837

86.0052

81.6893

77.3109

72.9950

3.7

3.8

6.0%

100.0%

92.8231

88.3196

83.8786

79.4376

74.9340

3.8

3.9

6.0%

100.0%

95.2625

90.6339

86.0678

81.5017

76.9356

3.9

4

6.0%

100.0%

97.7019

92.9482

88.2570

83.5658

78.8746

4

4.1

6.0%

100.0%

100.1414

95.3251

90.5088

85.6925

80.8762

4.1

4.2

6.0%

100.0%

102.5808

97.6394

92.6980

87.7566

82.8152

4.2

4.3

6.0%

100.0%

105.0202

99.9537

94.8872

89.8207

84.8168

4.3

4.4

6.0%

100.0%

107.4596

102.2680

97.0764

91.8849

86.6933

4.4

4.5

6.0%

100.0%

109.8990

104.5824

99.3282

94.0115

88.7574

4.5

4.6

6.0%

100.0%

112.3385

106.8967

101.5174

96.1382

90.6964

4.6

4.7

6.0%

100.0%

114.7779

109.2110

103.7067

98.2023

92.6980

4.7

4.8

6.0%

100.0%

117.2173

111.5253

105.8959

100.2665

94.6370

4.8

4.9

6.0%

100.0%

119.6567

113.9022

108.1477

102.3931

96.6386

4.9

5

6.0%

100.0%

122.0962

116.2165

110.3369

104.4573

98.6402

5

5.1

6.0%

100.0%

124.5356

118.5308

112.5261

106.5839

100.5792

5.1

5.2

6.0%

100.0%

126.9750

120.8452

114.7779

108.6481

102.5808

5.2

5.3

6.0%

100.0%

129.4144

123.1595

116.9046

110.7122

104.4573

5.3

5.4

6.0%

100.0%

131.8538

125.4738

119.1563

112.8389

106.5214

5.4

5.5

6.0%

100.0%

134.2933

127.7881

121.3456

114.9030

108.4604

5.5

5.6

6.0%

100.0%

136.7327

130.1650

123.5973

117.0297

110.4620

5.6

5.7

6.0%

100.0%

139.1721

132.4793

125.7866

119.0938

112.4010

5.7

5.8

6.0%

100.0%

141.6115

134.7936

127.9758

121.2205

114.4026

5.8

5.9

6.0%

100.0%

144.0509

137.1080

130.1650

123.2220

116.2791

5.9

6

6.0%

100.0%

146.4904

139.4223

132.4168

125.3487

118.3432

6

6.1

6.0%

100.0%

148.9298

141.7366

134.6060

127.4754

120.2822

6.1

6.2

6.0%

100.0%

151.3692

144.0509

136.7952

129.5395

122.2838

6.2

6.3

6.0%

100.0%

153.8086

146.3653

138.9845

131.6036

124.2228

6.3

6.4

6.0%

100.0%

156.2480

148.7421

141.2362

133.7303

126.2244

6.4

6.5

6.0%

100.0%

158.6875

151.0565

143.4254

135.7944

128.2260

6.5

6.6

6.0%

100.0%

161.1269

153.3708

145.6147

137.9211

130.1650

6.6

6.7

6.0%

100.0%

163.5663

155.6851

147.8664

139.9852

132.1666

6.7

6.8

6.0%

100.0%

166.0057

157.9994

149.9931

142.0494

134.0431

6.8

6.9

6.0%

100.0%

168.4452

160.3137

152.2449

144.1760

136.1072

6.9

7

6.0%

100.0%

170.8846

162.6281

154.3716

146.1776

137.9837

7

7.1

6.0%

100.0%

173.3240

165.0049

156.6859

148.3668

140.0478

7.1

7.2

6.0%

100.0%

175.7634

167.3193

158.8751

150.4310

141.9868

7.2

7.3

6.0%

100.0%

178.2028

169.6336

161.0643

152.4951

143.9884

7.3

7.4

6.0%

100.0%

180.6423

171.9479

163.2536

154.5592

145.8649

7.4

7.5

6.0%

100.0%

183.0817

174.2622

165.5053

156.6859

147.9290

7.5

7.6

6.0%

100.0%

185.5211

176.5766

167.6946

158.8126

149.8680

7.6

7.7

6.0%

100.0%

187.9605

178.8909

169.8838

160.8767

151.8696

7.7

7.8

6.0%

100.0%

190.3999

181.2052

172.0730

162.9408

153.8086

7.8

7.9

6.0%

100.0%

192.8394

183.5821

174.3248

165.0675

155.8102

7.9

8

6.0%

100.0%

195.2788

185.8964

176.5140

167.1316

157.7492

8

más de 8

6.0%

100.0%

197.7182

188.2107

178.7032

169.2583

159.7508

 

Publíquese el presente Acuerdo en el Diario Oficial de la Federación.

Quedo a sus órdenes.

Atentamente

México, D.F., a 30 de agosto de 2012.- El Secretario General y Secretario de la Junta Directiva, Héctor De la Cruz.- Rúbrica.

(R.- 355195)